Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
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Angie provided great assistance in the listing price, notification of issues and provided options to resolve. She attended the closing at the title agency - which I have never had a realtor do in other closings and it turned out to be helpful. Her appraisal certification was helpful in providing valuation of two properties in my father's estate so I could provide to accountant.
There are no words to describe how helpful and amazing Darlene is! She responds any time night and day (even when I email her in the middle of the night) and all responses are within the hour.
She takes the stress out of house buying.. Not only is she friendly, funny and informative she seems as if she cares. She lets you pick out homes and tells you if they are good for you.
While I was looking she sent me plenty of homes to choose from in my price range. The great thing was she didn't try and do it for only the money.. Never showed me a house outside of price range.
She is very understanding and helpful. I will HIGHLY recommend her to anyone that is trying to buy a home